9.14.2011

Home Management Binder: Finances and Shopping Categories

On Monday I posted about setting my home management binder up and on Tuesday I showed you my first two categories: calendar and cleaning & organizing. Today I'm showing the next two categories: finances and shopping. I know, shopping is a weird category. You'll understand once you see what's included.


All of these documents are available for purchase through my etsy store. Some are available for free on my blog. To access the documents, click on the link found under the corresponding picture. As a promotion for this week since I'm doing home management binder posts, you can save 10% on everything in the store with coupon code HMB0911. This coupon code will expire on Sunday, September 18 @ midnight (MT).


The bill and payment checklist is my way of keeping track of monthly bills. I can write in the due date for each month (like for example my rent is due on the 1st of every month) and check a box if a bill is on auto pay. Then each month as I pay each bill I simply check it off.

bill & payment checklist :: single document (editable) OR part of the finances set (all editable)
My monthly budget worksheet is based on Dave Ramsey's spending categories. I don't have many because we have cut a lot out of our budget recently and it has made our budget sheet a lot smaller. This document has columns for the amount budgeted/actual/difference. This makes my budgeting so much easier at the end of every month to see exactly where we over spent or where we have left over.

monthly budget worksheet :: single document (editable) OR part of the finances set (all editable)

monthly budget worksheet continued
This is my first time using my debt repayment plan. As you can see, I haven't filled it out yet - in part because I didn't want my financial info on the web for all to see. I think it's going to be helpful to plan out everything and have all of my information right there in one place when I need it.

For a limited time, you can download this printable for free! Download now and save it to your computer because the chance to get it free expires on Sunday, September 18.

debt repayment plan :: part of the finances set (all editable)
The extra income log is so helpful when I'm selling things online - such as through Amazon and eBay. I can easily track the irregular income that comes our way and add it into my budget at the end of the month.

extra income :: part of the finances set (all editable)

I'm currently not using the spending log, but I was for the last few months to see where our money was going and where we needed to cut back or eliminate.

spending log :: part of the finances set (all editable)
This is one of my favorite documents in the finances set. The title is a mouthful, I know, but I couldn't think of another name. The irregular payments for bills and memberships document helps me keep track of those once a year, semi-annual, or quarterly payments that need to be budgeted for in advance so when the payment date comes during the year, I'm ready. This document (shown below) has 3 months per page (4 pages total) so you have enough rows to track every bill for each month. There is also another version of the same document that is vertical and has 4 months per page (3 pages total) with less rows than the horizontal document.

irregular payments for bills & memberships :: part of the finances set (all editable)


I created the online deals purchased log to track all of those online daily deal gift certificates I purchase. Most expire in less than a year and I have had one expire on me before due to not paying attention and stashing it away. Now, each time I buy one, I record it in the log under the appropriate month, along with it's amount that it's good for. No more losing out on something I bought just because I forgot about it! (This document, like the irregular payments for bills & memberships, is available in two different orientations - vertical and horizontal.) There's a simpler version that I created of this document available for free here.

online deals purchased :: part of the finances set (all editable)
The online purchases log is to track any shopping you've done online to make sure you receive everything you've ordered. I have ordered products online before and then not received them or they were misdelivered, only for me to realize it a month or two later. I used to purchase a ton of stuff online all of the time and this would have been so helpful for that. If only I had thought of it sooner. Now I won't be losing out on things I buy again.

online purchases :: part of the finances set (all editable)
The multi-store shopping list is an editable document -- you choose what 6 stores you want listed at the top of each section and type it in yourself. If anything changes, you can change it. I love it. I use mine for weekend shopping trips where I hit up multiple stores in one day.

multi-store shopping list :: part of the grocery & meal planning set (all editable)
I keep my multi-store shopping lists in the front pocket of the shopping tab divider so they're easily accessible.


All of these documents are available for purchase through my etsy store. Some are available for free on my blog. To access the documents, click on the link found under the corresponding picture. As a promotion for this week since I'm doing home management binder posts, you can save 10% on everything in the store with coupon code HMB0911. This coupon code will expire on Sunday, September 18 @ midnight (MT).

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27 comments:

  1. OH this is great! I LOVE the page about the random payments/memberships too. I will be making one of these this summer!

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  2. This is so great! Hey, how do you organize your paid bills, receipts, etc.? That is the one thing I have yet to get a handle on. Any suggestions?

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    1. If I may suggest I would say buy an accourdian folder and separate them into month and seperate them that way

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  3. Or you could just use mint.com and actually keep it up since it's easy.

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    1. I was just thinking the same thing...

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    2. I use mint but It really helps for me to have a tangible note of everything. Plus, a Home Management binder is a great way of keeping all the things I have to track together. Finances, coupons, cleaning lists, to -do lists, and I can even have a section for my home business. :) It's nice to clean up my work desk and only have a single binder sitting there.

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  4. I just saw this on Pinterest and it is EXACTLY what I have been looking for!!! I have a family binder, but I have been searching for amazing finance printables! Thank you soooo much!!! My family is so grateful!

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  5. Depending on which state you live in, it might be illegal for those online certificates you purchased to expire (since you paid for it, it is regarded as a gift certificate, not a coupon). I know there are some class action suits starting up, but you might be able to email the site where you purchased the coupon to get a refund.

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  6. I've been wanting to make one of these for a while!

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  7. What font did you use for the monthly budget worksheet? I love it!

    annanichols84@gmail.com

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  8. We use excel spreadsheets for our monthly budget as well as our debt snowball, it works out really well as the program does the math for you.

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  9. @Two Silly Monkeys... I use a 13 pocket accordion file that is organized by month with one additional pocket left over in bk for a misc use (end of year statements i.e. tithe records, interest statements, etc.) I keep 5 yrs (self-employed) and shred oldest file (after taxes have been filed) using the empty one for upcoming yr. before shredding make sure that you take out any docs you may need to keep longer! Hope this helps!

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  10. This is impressive. Just what I need to do before going back to shool. Thanks for the very helpful tips

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  11. mint.com is an excellent online version of this... and it links to all your accounts, all you have to do is update some of your transactions so they are correctly categorized.

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    1. I tried to use mint.com but it didn't have all of my accounts listed so I didn't find it very helpful. It also didn't seem to stay connected with my bank.

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  12. This website has tons of info, following Dave Ramsey's teachings, including ready-made Excel spreadsheets and printables for monthly budgets, calculating networth, etc.: http://christianpf.com/

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    1. Christina this link isn't working....is there an error?

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  13. Oh man! This is just what I need. I have never had my finances in order and I think its about time to do so!!! This organizer is great. It's so simple.

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  14. What is the name of the font you used on the cover page?

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  15. Hi this is Jennifer from Multi-tasking Mamma, I LOVE this idea. it's super organized and anything that goes along with Dave Ramsay's plan is A-Ok with me! Love it!

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  16. I like your organizational book very much. It offers details and is a complete 'file. Oh, and pinned it on Pinterest, thank you!

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  17. An enormous round of applause, continue the great work.

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  18. The home management binder containing shopping and finance sections are vital and must be preparing with care.
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  19. The tinny papers listed the shopping and finance details in notes gives a much better organized way of doing home management tasks, I like it.
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