Love this post and want to see more like it? Each month through 2012 I will be tackling different topics and creating free printables to go along with the project. View the projects here.
I graduated from college in May of this year and Chris graduated in May 2010. We both have student loans out the wazoo. Not all of our loans are from the same company - some are private, others through various lenders from the government. Keeping all of Chris' straight for the last year has been a challenge, and now my loans start repayment next month. I've been keeping all of Chris' loan info in a binder and my school stuff has been in an expanding file. (Chris' was also like this until he graduated, then I got rid of the unnecessary stuff.)
Since I'm in charge of paying the bills, I needed a system that was going to work for me. Here's what I came up with...
This is the binder Chris' stuff used to be in.
Everything is tabbed by the lending company. I labeled the tabs with my label maker.
I decided to switch to a prettier binder, but kept the same tabs, just adding more to the back for my section.
This is the pile of loan bills I received in the mail on Monday. Yuck.
Due to the nature of the papers inside the binder, it wouldn't make sense for me to take pictures of everything and blur everything out. So trust me when I say that transferring everything from an accordion file to a binder (in this case) has made my bill paying life so much easier.
I just keep the binder stashed with all of my other important stuff on my desk. I'm thinking the spine of the binder needs some vinyl love. Ya know, something cool like "loans"...lol.
And I promised a free printable. Here's the loan repayment log I created and have filed out and placed in the beginning of each section of tabs. This makes life so much easier and allows me to see the total going down over time...motivation I guess I'd call it. This PDF file is editable (you can type into it) if you save it to your computer (you can't edit it in Google Docs).
|loan repayment log|